Program Specs
Carrier: Lloyd’s of London
A.M. Best Rating: A-
Excess & Surplus
Underwriting Guidelines
Minimum Premium: Starting at $250
Maximum TIV Available: $2,000,000 per account
AOP Deductibles Available: $1,000 / $2,500 / $5,000 / $10,000
Windstorm/Hail Coverage Deductibles: 1% / 2% / 3% / 5%
Property Distance To Coast Restrictions: None
Co-Insurance Available: 70%-100%
Wind Available in Select Counties
Additional Coverages Available: Mold, Water backup, Ordinance & Law, Theft, Property Enhancement Endorsement
The following zones parishes in Louisiana do not have wind/hail coverage or named windstorm coverage available:
Wind/Hail is excluded in following Louisiana Parishes below
ZONE 3
| ZONE 4
| ZONE 5
|
Ascension Tangipahoa | Acadia Plaquemine | Cameron
|
Beauregard Washington | Assumption St. Bernard | Iberia
|
East Baton Rouge West Baton Rouge | Calcasieu St. Charles | Jefferson
|
East Feiciana West Feliciana | Cameron St. James | Lafourche
|
Evangeline | Iberia St. John the Baptist | Orleans
|
Iberville | Jefferson St. Martin | Plaquemines
|
Livingston | Jefferson Davis St. Mary | St. Bernard
|
Pointe Coupee | Lafayette St. Tammany | St. Mary
|
S. Helena | Lafourche Terrebonne | Terrebonne
|
St. Landry | Orleans Vermillion | Vermillion
|
Find attached the Louisiana Underwriting Guidelines.
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