Alabama Commercial Property Program Highlights

Alabama Commercial Property Program Highlights

Program Specs
Carrier: Lloyd’s of London
A.M. Best Rating: A-
Excess & Surplus

Underwriting Guidelines

Minimum Premium:  Starting at $250

Maximum TIV Available: $2,000,000 per account
AOP Deductibles Available:  $1,000 / $2,500 / $5,000 / $10,000
Windstorm/Hail Coverage Deductibles: 1% / 2% / 3% / 5%
Property Distance To Coast Restrictions: None
Co-Insurance Available: 70%-100%
Wind Available in Select Counties 


Additional Coverages Available:  Mold, Water backup, Ordinance & Law, Theft, Property Enhancement Endorsement


Wind/Hail is excluded in following Alabama Counties below
TIER 1
Baldwin
Mobile


Find attached the Alabama Underwriting Guidelines.





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